Speak to one of our financial planners

For example, what would happen to your business if you die, or become seriously ill? What if your business partner or another key team member were struck down in some way? Would the business continue unaffected, or would there need to be changes?

It’s a risk that is easy to overlook, yet profitability and cash flow may be severely affected by such an eventuality. Indeed, for many businesses, the effects can turn out to be terminal.

We would normally begin with a liability audit to establish exactly where the danger areas lie for your business, followed by contingency planning to explore the consequences should the risks come to pass.

We are able to provide a number of risk management solutions to protect you against unfortunate outcomes.

Every company and its ownership structure are entirely unique, so it’s impossible to generalise about the available options.

Regardless of the size, or type of your business, a chat with one of our financial planners is always the best first step.


Joy Clegg

Managing Director - BHP Financial Planning

Email Joy
07855 517897
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Nick Brier

Director and Chartered Financial Planner

Email Nick
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Andy Myers

Chartered Financial Planner

Email Andy
07920 816472
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Andrea Yellops

Senior Financial Planner

Email Andrea
07759 791410
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Tim Clasper

Chartered Financial Planner

Email Tim
07841 806427
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Mitch Burke

Chartered Financial Planner

Email Mitch
07702 856747
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Marie Hudson

Head of Operations

Email Marie
0114 266 7171
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Jordan Capel

Financial Planner

Email Jordan
0114 266 7171
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Sarah Garrity

Graduate Financial Planner

Email Sarah
0114 266 7171
Full Bio
View the full team