Business planning

We can support you through all aspects of business planning and make sure you’re covered for all eventualities.

We specialise in providing expert advice and financial planning for business owners, entrepreneurs, and self-employed professionals. Understanding that building and running a successful business requires hard work, dedication, and strategic financial management, we’re here to help you navigate the complexities and opportunities of business financial planning.

• Key person protection – This insurance is designed to provide financial stability in the event of the loss of a crucial member of your team. This could be a founder, executive, or key employee. It helps mitigate the financial impact of losing essential talent that can disrupt business operations.
• Shareholder protection- Essential for businesses with multiple shareholders, this protection ensures that, in the event of a partner’s death or critical illness, the remaining shareholders have the financial means to buy out the deceased owner’s shares. This strategy helps maintain control of the business and protects against potential disruptions.
• Income protection – This insurance is a vital tool for safeguarding your personal financial stability. It provides a replacement income if you are unable to work due to illness or injury. It ensures that your personal finances and business operations continue to run smoothly during recovery periods.

• Cash flow modelling – Are you worried about the sustainability of your financial arrangements? Are you able to sell your business and fund your ideal retirement? We use market-leading analysis tools that can take these factors into account to guide and inform you on your financial planning. This means we can show you how much money you could have in the future and whether you’re on track to achieve your financial goals.
• Relevant life cover – This insurance provides a tax-efficient way to offer life cover to employees and directors of a business. This can be tax efficient for the business and is usually paid out to your beneficiaries tax free. Employees can have the peace of mind knowing their loved ones are financially protected. It can be tailored to suit the needs of an individual, offering flexibility in the type of coverage.

Speak to the team today to start planning your future.