Are you a first-time landlord or a seasoned investor managing a complex portfolio? Our team can offer professional guidance at every step, from securing buy-to-let (BTL) mortgages to exploring HMO, bridging, and refurbishment products, with up-to-date advice to help you make informed decisions.
Whether you are expanding your portfolio, starting your journey as a landlord, or considering renting out an inherited property or your current home, we deliver tailored solutions to meet your needs.
Buy-to-let mortgages can be more complex than a standard residential mortgage, with factors like borrower experience, rental income, and lender stress tests to consider. Our team will help you navigate these challenges and secure the best deal from our panel of lenders. We will also guide you through higher arrangement costs and conveyancing fees to ensure a seamless and stress-free process.
If you have an HMO, a property rented by multiple tenants who share facilities like kitchens or bathrooms but are not part of the same household. These properties often operate under individual assured shorthold tenancy (AST) agreements.
Factors that can influence lenders include whether your HMO is licensed or unlicensed. Our experienced advisors will help you identify the right financing options for your requirements.
Are you a landlord managing an extensive portfolio? Are you looking at acquiring, restructuring, or refinancing? Our team can offer expert advice tailored to complex property structures. Several clients we work with own hundreds of units, and we provide unbiased, whole-of-market guidance to help them achieve their goals.
Let-to-buy could be an ideal solution if you are looking to move house but face challenges selling your current home, such as falling property values. By renting out your property, you can transition into a new home without rushing into a sale that might lead to financial loss.
While some lenders may allow temporary letting on residential mortgages, long-term letting typically requires a buy-to-let mortgage. The team will guide you through the process, help you determine the best course of action for your circumstances, and ensure a smooth transition into let-to-buy arrangements.
We don’t just see ourselves as your advisor. Instead we think of ourselves as another team member, committed to your success.
General Enquiries
+44 (0) 333 123 7171
The registered office of BHP LLP (registered under number OC416373 in England and Wales) is 2 Rutland Park, Sheffield, S10 2PD
